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Philam Money Tree

There are too many get-rich-quick schemes nowadays. We almost forgot about the essence of hard work and proper investments.

Moreover, many Filipinos – particularly young urban professionals – are highly prone to the “one day millionaire” mentality, wherein their monthly salary vanishes in the aftermath of a spending spree. While there is nothing wrong with enjoying your hard-earned cash, smart money management stipulates that a good percentage of your income be set aside for savings and investments.